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About Us

Timothy C. Murray - Founder and President

Founder and President, Tim Murray, has been in the insurance industry for over 20 years, focusing on Individual and Family Healthcare, Employee Benefits, Group Health Insurance and Medicare. He specializes in designing innovative and cost-effective solutions for today's challenges in healthcare, while educating on and advocating for responsible consumerism of healthcare.


Tim is licensed in several states in Life, Accident & Health Insurance and Property and Casualty Insurance. He is a certified Patient Protection and Affordable Care Act (PPACA) Professional. Tim also holds professional certifications from the National Association of Health Underwriters (NAHU) in Advanced Self-Funding, in addition to Individual and Family Wellness Programs. Tim is also certified to assist and consult with individuals on the Federally Facilitated Marketplace (FFM).


Modern Medicare, a division of Modern Benefits, serves all of your Medicare needs.  Tim is an America's Health Insurance Plans (AHIP) Certified Professional.


With years of experience in the employee benefits, health insurance and Medicare industries, Tim founded Modern Benefits to specialize in designing tailored benefit packages that meet the unique needs of each individual and organization. Tim and the Modern Benefits team of experts continually stay updated on industry trends to ensure your business remains compliant and competitive.

Luke Martinez - Vice President of Operations

 

Luke joined the Modern Benefits team with a proven track record of optimizing coverage, while mitigating cost.  Luke is committed to the same values of what Modern Benefits was built on and is an integrate part of our continued growth.


With strong expertise in driving operational excellence and commitment to our customers, Luke continues to focus on developing the best options for our clients.


Luke provides a comprehensive and ongoing training program to assure Modern Benefits continues to exceed expectations. 


Our agents represent you, the client, and they are committed to meeting your needs and matching you up with the most appropriate and affordable insurance solutions.


Luke joined Modern Benefits with a commitment, based on his own experience.


After personally going through unexpected open-heart surgery, Luke Martinez and Modern Benefits teamed up to help people find the best health and life insurance plans for their needs. With over 80+ carriers, Luke and Modern Benefits are confident we can find you a plan that fits your budget and lifestyle.

Expert Guidance

Our team of experienced professionals is here to guide you through the complexities of employee benefits. With personalized support and expert knowledge, we help businesses navigate regulations and make informed decisions that benefit both the organization and its employees.

Tailored Solutions

At Modern Benefits, we are dedicated to revolutionizing employee benefits. Our mission is to provide comprehensive solutions that enhance employee satisfaction and retention while meeting the needs of modern businesses.

Our Valued Partners

Copyright © 2025 Modern Benefits - All Rights Reserved.

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